As many of us know, every month has been assigned a different birthstone, each providing a different significant trait of those born in that month. Unlike most months, November has two separate birthstones: topaz and citrine. Both of these cheery yellow gems are meant to bring warmth into an otherwise chilly part of the year.

ANNIVERSARIES are special days in our lives, marking a lifelong commitment that simply keeps extending with each year that passes.

And traditionally gifts are given which increase in value as the number of the anniversary rises, to mark that commitment.